Recently I got back in the habit of listening to podcasts when Serial came out. If you have not listened to Serial I cannot recommend it any more highly. When Serial was over I felt like I was left with … Continue reading
As many of you who have read my other articles on money know, I am trying to pay off my student loans which right now are still at about $55,000. I don’t make a lot of money as a nanny, … Continue reading
This book is about the murders of 5 women whose bodies were found on Long Island. The killer has been dubbed the Long Island Serial/ The Gilgo Beach Murderer and others. Four of the women’s bodies were determined to have … Continue reading
Hey everyone just wanted to send out a quick update on the February specials. This month with every $35 you spend you can get any purse for 50% off! As always you can place your order here or if you … Continue reading
This simple sugar scrub is great for your skin. The sugar gently exfoliates your skin and the oil is a moisturizer that has a similar ph to your skin. Normally soap strips your skin of its own natural moisturizers and … Continue reading
I have conflicted feelings about Valentine’s Day. Any day that is about spreading more love and remembering to tell people how much we love them is good in my book. What I hate is the pressure it puts on people … Continue reading
It should be no surprise that I love stationary and office supplies. I love color coding and organizing my life in my planner. I just got my new passion planner a few weeks ago and I love it, but I have struggled to find the right balance of colored pens/pencils/gel pens/markers/highlighters. Markers bleed through, colored pens and pencils don’t stand out and have the blocking ability I’m looking for, and highlighters just never seem to have enough color variety for me.
Friday at Target I found the perfect thing! If you haven’t seen the Yoobi section at target before, its a line of office/school supplies that looks like its probably direct towards high school students. They have brightly colored supplies that look fun and functional and the best part is that for every supply you buy, they donate and equal amount/item to a classroom in need in the US.
I browsed quickly not expecting to really find what I was looking for because I didn’t find it even in the larger pens/highlighters/gel pens section. But there it was……
These highlighters are first of all super cute and I love the color selection. At less than $5 for the set I was tempted to buy two! (I saw online that Sharpie had a 10 pack of different colored highlighters and it was $14!) I got home and put them to work right away. They have a great small chiseled tip so they are perfect for small planner lines but also give me the ability to block out a larger section easily.
One of the greatest parts of these highlighters though is that there is absolutely ZERO bleed through!
So head over to Target and pick them up! They are great and you’ll be doing a little bit of good for a school in need!
I am always trying to find ways to make a little extra cash to help out my debt situation without getting involved in some kind of crazy scheme. Thirty One Gifts has helped me to do that by giving me … Continue reading
Sorry this post is a little late. With a bit of effort I promise it won’t be difficult to catch up!Most of you have probably heard of the 52 Week Savings Challenge. Basically you put money in a jar or savings account in an amount that corresponds with the week of the year. For example week one you put in $1, week two you put in $2 and at the end of the year you’re putting in around $50 a week till week 51 which is $52. Super simple concept and at the end you have $1,378. Not a ton of money, but if you are struggling to get together an emergency fund or want a little cushion your budget so you can start living on last month’s income (YNAB Rule #4), this can give you the push you need to get there.
It also helps a person like me who needs more than just typical motivation of “I am saving money this is good.” That does feel good, but what helps me out in the tougher months is feeling like I am gaming the system. Instead of feeling poor and destitute I try my best to win the game.
I also do the 52 week challenge a little bit differently. I tried a few years ago and started off great but come the end of the year when I needed a big car insurance payment or Christmas presents were due, I broke down and went into the cash. So now I do it backwards. In January right after Christmas and my birthday, when resolutions are in full swing and my commitment level is high I put in the $52 and commit to putting in at least $1 less a week. I also get paid Bi-weekly so I am really paying every other week and the payment feels bigger. As always I made my self a way to see my progress without looking at all that money and getting tempted.
On top of that little switch, I also try my hardest to game the system. I don’t settle on putting in only the minimum amount, as the weeks go by I try to match what I put in the week before. Some weeks I do and some I don’t but my goal is always to put in enough that I have more than the minimum goal.
You can see I feel a little behind on week 3. Thinks were tight and I didn’t worry about it too much because I knew I would make it up. I did make sure I highlighted it in a dark pink instead of my happy money green!
To download the printable if you got paid the week of January 1st Click Here
To download if you got paid the second week of January Click Here
I have never and I don’t think ever shopped at Forever 21 for a few reasons. The first reason is that they have a reputation for incredibly poorly made clothes. I HATE spending money on clothes, especially jeans. I only … Continue reading